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 Further, it is unlikely that unscrupulous gaming operators would
become members of industry associations, and far less likely, that such persons would adhere to a
voluntary code of conduct. Under self-regulation, the presence of organised crime would more difficult to
police, if it could be policed at all. Self-regulation is not regarded as a satisfactory alternative to formal
licensing. It is incapable of addressing the potential problems inherent in the gaming industry and is
unlikely to maintain the current standard of integrity of the gaming product.Experts tell us that 60%-70% of the people who gamble can do so in a "normal" way. For most people gambling is fun, entertaining, and adds a healthy dimension to their quality of life. For others gambling is a different experience. Professionals tell us that 15%-20% of those who bet may "go over the line"; wagering more than they can afford, sometimes borrowing heavily and causing problems in their lives. Most times these "problem gamblers" keep their families together and hold their jobs but gambling holds them back from reaching their true potential in life.

There is another category of people who bet in New Jersey which numbers 5% for adults and up to 8% for those under 21 years of age. They are compulsive gamblers; professionally known since 1980 as pathological gamblers. The illness, unless treated, gets progressively worse. These people are from all walks of life, affecting various age groups and ethnic and social backgrounds. All compulsive gamblers go through three significant phases while they are actively gambling.
 

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